Local locksmith

Your home is your castle and you want to protect it. A good time to find a locksmith is right after you buy your home. Changing your locks is the only way you know that others don’t have keys to your home. You’re already researching other contractors for your home management team, so add a locksmith to your list.

Alternatively, you might switch to one of the new smart locks, that lets you track everyone entering your home. Before you buy your smart lock, consider all the other smart products you’ll be buying. You want smart products that work together, or connect through a common Internet hub.

Once you’ve found a locksmith, research the business online. Confirm they’re using a local address (Google maps will show you what it looks like). Check their online reviews. Call them outside normal working hours to insure they’ve got phone coverage for emergencies.

When the locksmith arrives at your home, the most important thing to do is check their identification. All licensed locksmiths have a Master Security License Number. This number should be displayed on their vehicle and their photo identity card. If they say they’re licensed but don’t have their card, I’d suggest sending them on their way.

As there’s no government based licensing scheme for locksmiths, anyone can advertise as a locksmith irrespective of their background or competency. This has obvious serious security concerns when you think about the work that a locksmith does! For this reason the MLA runs its own licensing scheme for its approved companies. MLA approved companies have been vetted, are regularly inspected and have to employ a qualified locksmith (somebody with an exam based qualification as opposed to somebody having simply been on a training course).

Locksmith estimates may include the following:

  • Service fees including transportation and additional charges for emergency service outside normal business hours. My handyman business charged a flat “trip fee” that covered our time to drive to/from the job site.
  • Hardware fees if a lock has to be replaced (lock and strike plate) or re-keyed. If a locksmith tells you the locking mechanism needs to be replaced, you may want to get a second opinion.

There’s tons of myths out there regarding locksmiths. For the most part, locksmiths are there to provide you with honest service that really helps you when you need assistance. That being said, let’s debunk some of the most common rumors about locksmiths, so that you can feel prepared next time you may need one.

Locksmiths Never keep Key Copies

Many people assume that locksmiths keep copies of keys so that whenever you ask them to make you a spare, they can make it quickly from the copy on hand. This is simply untrue, since most locksmiths agenda is simply to provide you with service as you request it – they have to reason to maintain continued access to your home, business, or vehicle. When you give a locksmith your key to make a copy, they trace it’s pattern onto a blank key, and give them both back to you when they are done. You can watch the entire process as it’s happening, so you know that they’re not making another copy at the exact same time.

They don’t only do house calls

Most locksmiths offer a whole panoply of instant solutions that include residential locksmith services, as well as automotive and commercial services. They don’t just perform house calls. They come to any home ready with an entire arsenal of equipment, ready to install commercial locks at an office, or even ready to repair a vehicle’s ignition.

24/7 Availability

Depending on which locksmith company you decide to work with, you can certainly find one that works on a 24/7 basis, around the lock. Locksmith emergencies can happen at any time of day or night, so the right locksmith will be available exactly when you need them. Learn more about locksmith’s amazing works here..

On the other hand, when you are having problems as to whether you need to replace your locks or not, then the best solution that you can ever do is to call a locksmith for help. You need to make sure that a professional is there to guide and help you through so that you will never have to worry about your security. You can be assured that you get the full assistance that you could ever dream of getting.

Cash services & payday loans

A payday loan – also known as a cash advance or payday advance – allows you to borrow money against your next pay day. If you are in need of a small sum of money to hold you over until your next paycheck, a payday loan may be right for you. Instead of paying bank overdraft fees, dipping into overdraft protection or paying late fees for credit cards or rent, a payday loan can give you the money you need to take care of your expenses immediately. These loans are designed to cover short-term financial obligations, and are not intended to be a long-term financial solution.

The process to get a payday loan varies a bit depending on how you choose to apply, but the main steps remain the same:

Step 1.  Complete an application

Step 2.  Receive a lending decision

Step 3.  Sign your payday loan documents

Step 4.  Receive your cash

Step 5.  Repay your payday loan amount plus fees

Anyone who meets the application requirements is eligible to apply for a payday loan, and may qualify for cash.

Requirements to apply for a payday loan:

  •  Meet minimum age requirements in your state (18 in most states)
  •  Have an open and active checking account
  •  Be able to show proof of income
  •  Have a valid phone number

he number of payday loans you can get depends on your state, and on the lender you are borrowing from. See how many Speedy Cash payday loans you may be eligible to borrow in your state by visiting our rates and terms page.


Emergency pest control

Why should I hire a professional when I can try and do it myself?

Pests are a resilient bunch and are adept at hiding and entering a home in places you would never think. A pest management professional will know where to look for pests and make expert recommendations on what it will take to prevent or eliminate pests. Also, a licensed pest professional is the only person who can apply pesticides.

How long after the initial treatment does it take to see results?

Results will vary according to the type of pest, treatment methods and products used. For example, immediate results can be seen when a yellow jacket nest is removed or treated with a liquid pesticide. However, when using baits for ants, rodents and termites the process takes longer since the pests have to ingest the product for it to be effective. Your inspector and technician will outline what your expectations for your particular problem should be.

What dangers do pests pose to my family?

Pests can pose a variety of threats to your family or home including: food-borne illnesses like E. coli and salmonella are transmitted to food by contact with rodents and cockroaches; stinging insect, fire ant and bed bug bites; and asthmatic allergic reactions to cockroaches are some of the health threats pests present. Termites, nuisance birds and wildlife, and rodents can also threaten your home’s structural integrity.

What are the most common household pests in South Florida?

The South Florida eco-system yields a wide array of pests that can be a nuisance to homeowners. Some of the most common include various species of ants, fire ants, German cockroaches, drywood termites, Formosan termites, subterranean termites, yellow jackets, Norway and roof rats, and the house mouse.

What type of treatment methods does Hoffer Pest Solutions offer?

Hoffer Pest Solutions offers a wide array of treatment options for pests from ants to rodents with our Green Guard program. Green Guard treatments are done using with the latest application techniques and products, and with respect to the environment.

What is the difference between a treatment using baits vs. sprays?

Bait treatments offer consumers peace of mind if they prefer not to have liquid chemicals applied in their home. The type of pest, the severity of the problem and other factors determine the type of treatment we implement.

Why do our pest services focus on the outside of my home when I have pests on the inside?

Hoffer Pest Solutions Green Guard program is designed to stop pests before they get in your home! We create a barrier around the perimeter of your home to decrease an insect’s ability to gain entry. However, if pests do gain access we have treatment methods that will effectively eliminate them.

Why do fleas, ticks and bed bugs require more than one treatment to control?

Fleas, ticks and bed bugs are highly mobile pests and can be carried easily between locations or within an apartment building. Identifying the source of the infestation and taking the proper steps to ensure a re-infestation does not occur can take multiple service visits.

Emergency plumber

When a toilet breaks or a drain clogs, it always seems to happen at the most inconvenient time—though, given our busy lives, there isn’t really any time that is convenient! And in those moments, you don’t have time to ask, “Where can I find a plumber near me who is open at these hours, and won’t charge me an arm and a leg to come fix my plumbing problem?

My drains are gurgling and not draining. What would cause this?

You have blocked drains.

I have no hot water – what’s the problem?

There’s a good chance that your solar or electric hot water unit needs a service or the tempering valve may be broken.

I have no water pressure to my house and a huge water bill – what are the possible causes for this?

You might have a broken water pipe or your irrigation systems may need looking at.

I would like to build a house but am not sure what plumbing systems and products I need.

We can design and offer advice on the best products to suit your budget.

I would like to switch over from an electric hot water system to solar hot water. What’s available and are there any government incentives?

We can offer free quotes upon inspection and advise you of the most efficient and costeffective size solar hot water system for you. We can even help with the government rebates and related paper work!

I would like to put a bathroom extension on the house – do you offer this service?

Absolutely! Once we have the household plumbing drawings, we can design the new extension to comply with current building codes and provide you with certification once the job has been completed.

I Think I Have A Leak…

So you think you have a leak. Maybe it’s obvious, maybe it isn’t. Are you just being paranoid? Let’s try to find out.

If you’ve noticed disturbed dust patterns that look suspiciously like a dirty car after the rain has dried, we would agree that there’s been water disturbing that dust at some point. Whether the water was from an open window during the rain, a leaky supply line, or a kid with a spray bottle… well, that’s harder to tell.

Naturally if you see water, just follow the drips, turn off the nearest shutoff valve, and either fix it or call your plumber. But if there’s no water now – just dusty evidence – you still might be able to find the leak.

Water follows the path of least resistance. There’s a pretty good chance if you found evidence of a leak (and it hasn’t been fixed), that water will travel that way again. One trick to help find where the drips are dropping from calls for a paper towel or paper bag. This is a useful trick in rental homes, especially when you’ve just moved in (since a leak may have been fixed, but the cleanup job may not have been too great). Grab a paper towel, a paper bag, or even a newspaper and put it under where you suspect dripping. If a drip falls, it will leave a spot, which should help you find where the drip originated. You can also try making an ink grid on the paper using some sort of non-permanent marker to make any drips more obvious.

If there are supply lines or appliances around the suspect area, check them carefully for rips or splits, unattached hoses, or anything else that looks like it could cause a leak. If all looks right, turn on the water (or water-using appliance), making sure you can turn if off again quickly just in case. Check for leaks (you may need to wait a few minutes), and turn everything back off. If you see drips on your paper, put a bowl or bucket to catch the water, then trace that drip back to where it came from. Once you know what’s leaking, you can fix it yourself or call your landlord and/or plumber and let them know what you found (and how you found it).

If you see nothing at the time, it might just be a really slow leak. Check on it daily or more often to see if drips fall when you’re not looking. If you have no drips after a week or so, the leak might have been taken care of, or it might have been that kid after all. Or maybe it only appears when it rains. We offer a terrific assortment of water alarms if you want to be notified exactly when the leak reappears. Either way, still check every so often, and mention it to the professionals the next time you see them.

Please keep in mind that just because you cannot identify a leak yourself, doesn’t always mean you don’t have one. Listen to your gut and look at the evidence. If you feel something isn’t right, your water bill suddenly shoots up, your water meter seems to be running a marathon, or you hear running water when nothing is on and can’t find the reason, don’t wait, call your trusted local plumber right away! Not all leaks are easily visible, or leave obvious clues. Some leaks, like ones under a home, may manifest as a warm spot under your feet that hasn’t been there before, or a yard that suddenly has squishy places (possibly broken sprinkler pipe, but also a potential septic issue). These sort of leaks require a licensed plumber quickly.

Emergency lawyer

Emergency laws category includes all legislation referring to the state of emergency in all its forms and suspension of the Constitution on behalf of state security, including anti-terrorism legislation. It also includes jurists and philosophers concerned by the subject, as well as potential victims, famous actors and historical events or periods when the proclamation of a state of emergency was issued.

Emergency Bail Bonds

If you or a loved one has been arrested and is in need of emergency bail bonds, the process may seem overwhelming.  If this is a first-time arrest, even more so.  It helps to have a basic understanding of the process, how bail works and what you can expect.  This way you can ask the right questions and help the process to go smoothly.  Here is what you should know –

bail bondsmanbail bondspersonbail bond agent or bond dealer is any person, agency or corporation that will act as a surety and pledge money or property as bail for the appearance of persons accused in court. Although banks, insurance companies and other similar institutions are usually the sureties on other types of contracts (for example, to bond a contractor who is under a contractual obligation to pay for the completion of a construction project), such entities are reluctant to put their depositors’ or policyholders’ funds at the kind of risk involved in posting a bail bond. Bail bond agents, on the other hand, are usually in the business to cater to criminal defendants, often securing their customers’ release in just a few hours.

Call the right bail bondsman.  Not everyone is open or available 24/7.  If you need help in an emergency situation, be sure to contact a company that provides 24/7 service.  That does not mean that you will be released immediately, but it does mean that they can start the process as soon as you call.  We offer this service.

Gather information first.  Any bail bondsman will need to locate their client.  In order to do so, you need to provide information like their full name, birth date, social security number (if you have it), and the jail that they went to.  If you do not have anything other than their full name, they can still be located but it may take slightly longer if their name is common.  To speed things up, try and gather some basic information first.

Bail rates are typically set.  In most cases, emergency bail bonds and traditional bail bonds cost around the same amount.  This is because bail is typically set based on a scale that has been predetermined by the county.  There are rare cases, like for capital crimes, where a judge may step outside of the scale to set the bail amount higher than normal.  This happens infrequently and usually when a judge feels that someone is a flight risk and will not show up for their court dates.  Knowing that the bail rates are set, you can focus your attention on finding a bail bonds company that offers excellent service.
You only pay a small portion.  When bail is set, you can either pay the entire amount to get your loved one out of jail or you can work with a bail company.  When we put up bail, it is secured using our bond and you only pay a small portion of that amount.  If the person released shows up for all of their court dates, bail is released and you get your money back minus fees.  The only time that a bail bonds company (and the person securing the bond) are at risk is if the person flees.

Collateral may be required.  If you need emergency bail bonds and are low on cash, you may be able to secure the bond using collateral.  In this case, something like a home or paid off car may be used as collateral to get the initial bond and just like a loan, if the person flees, your collateral could be taken.  This makes it important to be certain that the person in question is committed to standing trial and most are.
If you know someone that has been arrested, call us right away.

Urgent Care Center vs. Emergency Room

Urgent care centers are different from emergency rooms in many ways. While they provide many of the same services, they do not have the same pricing schedules or wait times. Here is information you need to know about the similarities and differences.

Emergency Rooms and Urgent Care Differences

Here are the types of services urgent care center cover:

  • Flu or Cold
  • Immunizations (such as flu shots)
  • Fever, Headaches, and Chills
  • Sprains
  • After-Hours Care

Here are some of the services that require an emergency room:

  • Major Trauma or Accident
  • Loss of Consciousness
  • Heart Attack or Chest Pain
  • Uncontrollable Bleeding

While an ER could treat any of the urgent care issues, it is not recommended because emergency rooms are busier and more expensive. Also, it is important to note that urgent care centers may not be able to treat the illnesses listed for emergency rooms. That said, of the top diagnosis at both urgent care centers and emergency rooms, nearly 50% of them are the same.

The average urgent care visit costs patients $71-125 for basic care, with additional costs added for shots, x-rays, and labs. The average emergency room visit costs $1,318.

The average emergency room has a wait time of 2.4 hours, whereas urgent care centers are able to see walk-in patients within 15-45 minutes. However, that wait time does not express the time patients will spend waiting for services while in the doctor’s office. In most cases, an urgent care center helps patients through the system much faster, as its care is more limited and specific.

Patients in ERs can expect to wait hours in their rooms if a more traumatic case enters the ER. In urgent care centers, patients rarely experience this type of issue, as major traumas are directed to ERs.

Emergency Rooms and Urgent Care Similarities

Both emergency rooms and urgent care centers are staffed with compassionate health care providers. In most cases both facilities will have doctors and nurses available. Occasionally an urgent care center will have RNs or NPs in lieu of doctors. Before you go, you should know the difference between doctors and nurse practitioners.

In most cases, your insurance will cover either an urgent care center or an emergency room. Exceptions include unnecessary visits and out-of-network facilities. However, patients should be aware that their co-pay is based on the facility they visit. It is usually much cheaper to go to urgent care centers than ERs.

Many urgent care centers offer x-rays, just like emergency rooms. In some areas, urgent care centers have MRIs, CAT scans, and in-house laboratories just like hospitals. Both urgent care centers and ERs are able to give patients shots, medications, IVs, and even treatment plans.

Neither ERs nor urgent care centers are equipped to deal with non-emergency, chronic conditions. Patients with chronic needs such as depression or diabetes need to be seen by a primary care physician.

Being informed about the differences and similarities between these kinds of care is important. Whether you choose to receive care from an urgent care center or an emergency room, it is important to follow-up with additional treatments as necessary. Ready to find urgent care near you?

Emergency room near me

What is Urgent Care Locations?

Urgent care is one of the fastest growing fields in healthcare today with an estimated 10,000 clinics in the United States. This includes traditional urgent care centers, pediatric urgent care centers, retail clinics, occupational medicine providers and primary care offices that offer extended and see walk-in patients. The problem is most of these clinics are owned and operated by individuals, small physician groups and other independent operators making them difficult to find and obtain trusted information about. Our job is to make that easier on the patients that need them. Through our free online service, healthcare consumers are able to quickly search, sort and find urgent care facilities from our directory of 11,063 of them. But we don’t stop there. We’ve painstakingly verified nearly all of the information presented on the site, are constantly adding new information and detail on each location and have given you – the consumer – the ability to rate and review each location based on your experience.

When Should I Go to the Urgent Care?

If you or a family member are sick, then you will need to quickly determine where to go for medical care. If you are considering urgent care treatment there are a few things you should consider before you go. It is also important to know when you should NOT go to an urgent care.

Urgent Care for Uninsured Patients

Uninsured patients have few options when it comes to medical care. Emergency rooms must accept all patients, but that isn’t always the best choice if your condition is mild to moderate as you may have to wait several hours before being seen. Urgent care centers will also see uninsured patients on a walk-in basis. However, if a patient is uninsured he or she must pay in full at the time of service.

Prices for medical care in urgent care locations vary, but the average price is $71-125 for a routine visit prior to any tests or medications. It is important to remember that urgent care centers do not offer payment plans, whereas emergency rooms do offer payment plans.

After Hours Care

While urgent care centers are generally open much longer than traditional physicians’ offices, they are not open 24/7 at most locations. Patients should check online or call for specific location hours. In general, urgent care centers are open from 7 AM until 9 PM every day of the week, but again, that may vary. People needing care between 9 PM and 7 AM will need to go to emergency rooms.

How to Choose a Location

Based on the services needed and the hour of service, patients can choose an urgent care center using an online search engine or service like Urgent Care Locations. For example, if a patient needs an x-ray for a possible broken bone, he or she should search for a center that has an x-ray machine. Also, not every urgent care location staffs physicians, dispenses medications on-site or is accredited by an official body such as the American Academy of Urgent Care Medicine (AAUCM). If these things are important for you, then you should be more selective prior to making the trip.

Find Urgent Care